Privacy Policy

This Privacy Policy explains how BioeFunds LLC, operating the Checkdepo service ("Checkdepo," "we," "us," or "our"), collects, uses, and protects information when you or your business use our check-authorization services, website, and messaging. By using our services you agree to the practices described here.

Information we collect

We collect information needed to provide check-authorization services, including:

• Business and contact information — your business name, address, phone number, email, and the identity of authorized users of the service.
• Check and transaction information — data read from or entered about a check submitted for authorization, including routing number, account number, check number, amount, payee, and the authorization result.
• Images — photographs of checks submitted through the service, used to read and verify the check.
• Messaging information — your mobile phone number, opt-in and opt-out records, and the content and delivery status of messages exchanged with the service.
• Usage information — technical data such as device type, log data, and how the service is used.

How we use information

• To read, verify, and authorize checks submitted through the service.
• To return authorization decisions and related notifications to you, including by SMS.
• To operate, secure, support, and improve the service.
• To comply with legal, regulatory, and payment-network requirements.

SMS / text messaging

If you opt in to receive text messages from Checkdepo, we use your mobile number to send transactional messages related to the service — such as check-authorization decisions, account notifications, and service updates. Message frequency may vary. Message and data rates may apply.

You can opt out at any time by replying STOP to any message. Reply HELP for help, or contact us using the details below. Opting out of SMS may limit features that rely on messaging. See our SMS Terms for full details.

How we share information

We share information only as needed to provide the service, including with:

• Check-authorization and payment partners — to verify and authorize checks and process related settlement.
• Service providers — vendors that host, secure, or support the service, bound to protect the information.
• Legal and regulatory recipients — where required by law, regulation, or valid legal process.

We do not sell personal information, and we do not share it for third-party marketing.

Data security & retention

We use administrative, technical, and physical safeguards designed to protect the information we hold, including encryption of sensitive financial identifiers. We retain information for as long as needed to provide the service and to meet legal, regulatory, and recordkeeping obligations.

Your choices

You may request access to, correction of, or deletion of certain information, and you may opt out of SMS as described above. To make a request, contact us using the details below. We will respond as required by applicable law.

Changes to this policy

We may update this Privacy Policy from time to time. Material changes will be reflected by updating the "Last updated" date above and, where appropriate, by additional notice.

Contact us